Credit union · NCUA insured
Palisades Credit Union Credit Card Rates
Top CarrotPalisades Credit Union credit cards start at 15.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Palisades Credit Union’s credit card rates compare
Compared with banks and credit unions near New York, NY-NJ, where Palisades Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Palisades Credit Union
15.99%APR
- Up to
- 17.99% APR
Platinum Rewards Mastercard
Lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
2nd-lowest rate
NYU Federal Credit Union
7.90%APR
- Up to
- —
Palisades Credit Union credit card score
61
Credit card score
Higher than 4% of U.S. banks and credit unions
- Purchase APRPurchase APR15.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Palisades Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Rewards Mastercard
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.99%–17.99% | None | APR for purchases based on creditworthiness; variable rate based on the Prime Rate. |
| Intro, 15 months | 0.00% | None | 0% introductory APR for 15 months on balance transfers. After introductory period, standard balance transfer APR will apply (17.99%). Balance transfer fee is 3% of the amount of each transfer, or $5, whichever is greater. |
| Ongoing | 17.99% | None | Standard Annual Percentage Rate (APR) for Balance Transfers. Balance transfer fee is 3% of the amount of each transfer, or $5, whichever is greater. |
Sources (1)
- palisadesfcu.org/borrow/credit-cards · captured Oct 16, 2026
Secured Mastercard
Requires a refundable security deposit to determine credit limit. Not eligible for rewards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | Annual Percentage Rate (APR) for Purchases. |
| Intro, 15 months | 0.00% | None | 0% introductory APR for 15 months. After introductory period, standard balance transfer APR will apply (17.99%). Balance transfer fee is 3% of the amount of each transfer, or $5, whichever is greater. |
Sources (1)
- palisadesfcu.org/borrow/credit-cards · captured Oct 16, 2026
Who can join Palisades Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or study in Rockland County, NY or Bergen County, NJ are eligible for membership.
Employers and groups
- Employees of Select Employer Groups (SEGs) are eligible to join.
Family and household
- Individuals who have an immediate family member who is already a member are eligible to join.
- Individuals who live with someone who qualifies for membership are eligible to join.
Cost to join
- Membership is free with a $5 minimum deposit required to open a savings account.
Membership information collected October 5, 2026.