Credit union · NCUA insured
PALCO Federal Credit Union Credit Card Rates
Top CarrotPALCO Federal Credit Union credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How PALCO Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Williamsport, PA, where PALCO Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
PALCO Federal Credit Union
10.90%APR
- Up to
- —
PALCO VISA® Classic Credit Card
Lowest rate
West Branch Valley Federal Credit Union
9.99%APR
- Up to
- —
2nd-lowest rate
Wyrope Williamsport FCU
9.99%APR
- Up to
- 15.49% APR
PALCO Federal Credit Union credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where PALCO Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
PALCO VISA® Classic Credit Card
No annual fee; no balance transfer fees; no cash advance fees; up to $25,000 credit limit; no foreign transaction fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | Fixed APR on purchases, balance transfers, and cash advances; rate based on creditworthiness. |
PALCO VISA® Rewards Credit Card
No annual fee; no balance transfer fees; no cash advance fees; up to $25,000 credit limit; no foreign transaction fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.90% | None | Fixed APR on purchases, balance transfers, and cash advances; rate based on creditworthiness. |
Who can join PALCO Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, worship, work, regularly conduct business, or attend school in the rural districts of Bradford, Columbia, Lycoming, Montour, Northumberland, Sullivan, Tioga, or Union counties, Pennsylvania.
Cost to join
- It is free to sign up for membership.
Membership information collected October 5, 2026.