Bank · FDIC insured
Paducah Bank
A $1.1B bank headquartered in Paducah, KY, with 6 branches in Kentucky.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: only special-purpose accounts (IRA, youth) are published. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- Savings—3.04%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Paducah Bank
Paducah Bank is a locally owned bank headquartered in Paducah, Kentucky.
The institution operates six locations across Paducah and Louisville.
- Headquarters
- 555 Jefferson St, Paducah, KY 42001
- FDIC certificate
- 16664 ↗
Branches
6 branches in Kentucky
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Kentucky
6 branches
Paducah area · 4
- The Paducah Bank and Trust CompanyMain office555 Jefferson St, Paducah, KY 42001Directions
- Lone Oak Branch2635 Lone Oak Rd, Paducah, KY 42003Directions
- Mid-City Branch2401 Broadway St, Paducah, KY 42001Directions
- Strawberry Hill Banking Center Branch4575 Pecan Driive, Paducah, KY 42001Directions
Louisville area · 1
- Louisville Branch9200 Shelbyville Rd, Louisville, KY 40222Directions
Reidland area · 1
- Reidland Branch5540 Reidland Rd, Reidland, KY 42003Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.63% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.19% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 2.25% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $96 | $88 | — |
- CapitalLeverage ratio10.63%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.19%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets2.25%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$96Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Paducah Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.