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Credit union · NCUA insured

Owensboro Federal Credit Union Auto Loan Rates

Owensboro Federal Credit Union auto loan rates start at 3.75% APR. Rates checked October 22, 2026.

How Owensboro Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Owensboro, KY, where Owensboro Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Owensboro Federal Credit Union

    – –

    Terms
    —
    Up to
    —
    Discount
    —

    No ongoing APR published

  • Lowest rate

    Audubon Federal Credit Union

    4.75%APR

    Terms
    up to 60 months
    Up to
    15.25% APR
    Discount
    None included

    Audubon Federal Credit Union rates

  • 2nd-lowest rate

    PNC

    5.34%APR

    Terms
    —
    Up to
    20.69% APR
    Discount
    Included in the rate

    PNC rates

Compare auto loan rates near you →

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Owensboro Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of 80 Special Employee Groups in Daviess County and the Owensboro and Madisonville areas are eligible for membership.

Family and household

  • Anyone in the immediate family of an Owensboro Federal Credit Union member is eligible for membership.

Membership information collected October 4, 2026.

← Owensboro Federal Credit Union overview