Bank · FDIC insured
Oregon Pacific Bank Credit Card Rates
Oregon Pacific Bank credit card rates start at 16.00% APR. Rates checked October 22, 2026.
How Oregon Pacific Bank’s credit card rates compare
Compared with banks and credit unions in Oregon, where Oregon Pacific Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Oregon Pacific Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Sage Credit Union
7.99%APR
- Up to
- 16.99% APR
2nd-lowest rate
Rivermark Community Credit Union
8.90%APR
- Up to
- 19.90% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Consumer Platinum
Issued and serviced by ServisFirst Bank. Subject to credit approval. Grace period of at least 25 days after the close of each billing cycle if entire balance is paid by due date.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | 0% introductory Annual Percentage Rate (APR) on purchases for 7 billing cycles. |
| Ongoing | 18.00% | None | After introductory period, APR will be 18.00% (Wall Street Prime Rate + 10.00%). Variable rate based on Prime Rate; may change based on creditworthiness. |
Sources (1)
- oregonpacificbank.com/personal-credit-cards · captured Oct 22, 2026
Consumer Platinum Cash Back Rewards
Issued and serviced by ServisFirst Bank. Subject to credit approval. 1% cash back on all purchases. Grace period of at least 25 days after the close of each billing cycle if entire balance is paid by due date.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | $35 | Introductory APR on purchases and balance transfers for 7 billing cycles. |
| Ongoing | 16.00% | $35 | After introductory period, APR is Wall Street Prime Rate + 8.00%. Variable rate based on Prime Rate; may change based on creditworthiness. |
Sources (1)
- oregonpacificbank.com/personal-credit-cards · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.