Credit union · NCUA insured
OPPD Employee Federal Credit Union Auto Loan Rates
OPPD Employee Federal Credit Union auto loans start at 5.10% APR for a new vehicle and 5.10% for a used one. Rates checked October 22, 2026.
How OPPD Employee Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Omaha, NE-IA, where OPPD Employee Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
OPPD Employee Federal Credit Union
5.10%APR
- Terms
- up to 84 months
Auto Loans
Lowest rate
Kellogg Credit Union
3.24%APR
- Terms
- up to 60 months
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
OPPD Employee Federal Credit Union auto loan score
81
Auto loan score
Higher than 56% of U.S. banks and credit unions
- New vehicleNew5.10%
- Used vehicleUsed5.10%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where OPPD Employee Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Rate based on credit history and may differ from listed APR. Loan terms up to 84 months. New vehicle loans up to 110% of sticker price; used vehicle loans up to 100% of NADA Guide retail value.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.10% | As low as rate. Rate based on credit history. |
Who can join OPPD Employee Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- All full-time employees and retirees of OPPD are eligible for membership.
Family and household
- Immediate family members of eligible employees or retirees—including spouses, children, grandchildren, stepchildren, and adoptive relationships—are eligible for membership.
Cost to join
- A minimum deposit of $5.00 is required to join and open an account.
Membership information collected October 4, 2026.