Bank · FDIC insured
OneUnited Bank Credit Card Rates
OneUnited Bank credit card rates start at 17.99% APR. Rates checked October 15, 2026.
How OneUnited Bank’s credit card rates compare
Compared with banks and credit unions near Boston, MA-NH, where OneUnited Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
OneUnited Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Albright Credit Union
7.99%APR
- Up to
- 17.99% APR
2nd-lowest rate
Beverly Municipal Federal Credit Union
7.99%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
UNITY® Visa Secured Credit Card
Secured credit card requiring a refundable security deposit that sets the credit line (1:1 credit limit matching). No credit score or minimum credit history required to get started; qualifications apply. Annual fee applies and temporarily reduces available credit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | Fixed APR. Has an annual fee. |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.