Credit union · NCUA insured
Omaha Firefighters Credit Union Auto Loan Rates
Omaha Firefighters Credit Union auto loans start at 4.50% APR for a new vehicle and 5.50% for a used one. Rates checked October 22, 2026.
How Omaha Firefighters Credit Union’s auto loan rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Omaha Firefighters Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Omaha Firefighters Credit Union
4.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Auto Loans
Lowest rate
Kellogg Credit Union
3.24%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
- Discount
- None included
Omaha Firefighters Credit Union auto loan score
82
Auto loan score
Higher than 59% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed5.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Omaha Firefighters Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
All loans are subject to approval and vary based on credit worthiness, qualifications and collateral conditions. Rates are quoted 'as low as', may not apply to every borrower, include a 1/2 discount for payroll deduction/automatic transfer, and will be adjusted based on credit history.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.50% | New and Used 2023-New. New Autos - 110% of dealer sticker. Rates are quoted 'as low as' and include a 1/2 discount for payroll deduction/automatic transfer. |
| up to 72 months | 5.00% | New and Used 2023-New. Vehicles titles less than 90 days. Rates are quoted 'as low as' and include a 1/2 discount for payroll deduction/automatic transfer. |
| up to 84 months | 5.50% | New and Used 2023-New. Vehicles under 5,000 miles. Rates are quoted 'as low as' and include a 1/2 discount for payroll deduction/automatic transfer. |
| up to 96 months | 6.25% | New and Used 2023-New. Rates are quoted 'as low as' and include a 1/2 discount for payroll deduction/automatic transfer. |
| up to 60 months | 5.50% | Used 2019-2022. Used Autos - 100% of NADA Retail or existing refinance balance. Rates are quoted 'as low as' and include a 1/2 discount for payroll deduction/automatic transfer. |
| up to 48 months | 6.00% | Used 2018-older. Rates are quoted 'as low as' and include a 1/2 discount for payroll deduction/automatic transfer. |
Sources (2)
All captured Oct 5, 2026
Who can join Omaha Firefighters Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to all paid Nebraska firefighters.
Family and household
- Membership is open to family members of paid Nebraska firefighters.
Membership information collected October 4, 2026.