Credit union · NCUA insured
Old West FCU Credit Card Rates
Old West FCU credit cards start at 10.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Old West FCU’s credit card rates compare
Compared with banks and credit unions near Hermiston, OR, where Old West FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Old West FCU
10.99%APR
- Annual fee
- None
- Up to
- —
Visa Credit Card
2nd-lowest rate
STCU
12.99%APR
- Annual fee
- $49
- Up to
- 22.99% APR
3rd-lowest rate
HAPO Community Credit Union
14.00%APR
- Annual fee
- None
- Up to
- 23.75% APR
Old West FCU credit card score
77
Credit card score
Higher than 44% of U.S. banks and credit unions
- Purchase APRPurchase APR10.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Old West FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Must meet membership requirements.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Must meet membership requirements. |
Sources (1)
- oldwestfcu.org/loans-credit/visa-credit-card.html · captured Oct 7, 2026
Who can join Old West FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, owns property, or worships in Morrow, Umatilla, Union, Wallowa, Wheeler, Grant, Baker, or Harney counties.
Family and household
- Membership is open to anyone who has an immediate family member residing in Morrow, Umatilla, Union, Wallowa, Wheeler, Grant, Baker, or Harney counties.
Cost to join
- Establish membership by opening a personal savings account with a minimum deposit of $5.
Membership information collected October 4, 2026.