Bank · FDIC insured
Old Second National Bank Auto Loan Rates
Old Second National Bank auto loan rates start at 6.49% APR. Rates checked October 16, 2026.
How Old Second National Bank’s auto loan rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Old Second National Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Old Second National Bank
– –
- Terms
- —
- Discount
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No ongoing APR published
Lowest rate
Rock Valley Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Offer based on loan term of 36 months. Old Second Bank finances 90% of Dealer Invoice (new vehicles) or up to 90% of the NADA Clean Trade-In value on vehicles five model years old or newer; 85% of the NADA Clean Trade-In value for vehicles six model years old. Acceptable collateral must be an auto with a model year of 2019 or newer. Mileage not to exceed 125,000 miles. The maximum interest rate for this offer is 9.49% with an APR of 9.49% and the minimum approved loan amount is $2,500.00. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.49% | Offer based on loan term of 36 months. Maximum interest rate for this offer is 9.49% with an APR of 9.49%. Minimum approved loan amount is $2,500.00. Financing up to 90% of Dealer Invoice (new vehicles) or up to 90% of the NADA Clean Trade-In value on vehicles five model years old or newer; 85% for vehicles six model years old. Collateral must be an auto with model year 2019 or newer, mileage not to exceed 125,000 miles. |
Sources (2)
- oldsecond.com/personal-banking…ces-iras-401-k-rollovers
- oldsecond.com/loans/auto-and-p…nal-loans-in-chicagoland
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.