Credit union · NCUA insured
OK Members First FCU Auto Loan Rates
OK Members First FCU auto loans start at 4.49% APR for a new vehicle and 4.49% for a used one. Rates checked October 15, 2026.
How OK Members First FCU’s auto loan rates compare
Compared with banks and credit unions near Tulsa, OK, where OK Members First FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
OK Members First FCU
4.49%APR
- Terms
- up to 84 months
- Up to
- 12.99% APR
- Discount
- None included
Auto Loan
Lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
2nd-lowest rate
Oklahoma's Credit Union
4.24%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
OK Members First FCU auto loan score
89
Auto loan score
Higher than 89% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where OK Members First FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Rates subject to change without notice. APR based on creditworthiness and term of loan. Rate reduction does not apply if ACH is not utilized (add .25% to APR).
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.49%–12.99% | Rates based on individual credit score and term selected. Rates quoted requires ACH from any account; if ACH is not utilized, add .25% to APR. Call for extended terms (if available). |
Sources (1)
- omffcu.org/loans · captured Oct 15, 2026
Who can join OK Members First FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals within the defined geographic area in Tulsa bounded south to 61st and Mingo Road, west to downtown Tulsa, north to 66th Street, and east to 193rd E. Ave.
Membership information collected October 4, 2026.