Credit union · NCUA insured
Odessa Employees' Credit Union
A $21.1M credit union headquartered in Odessa, TX, with 1,381 members and 1 branch in Texas.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Odessa Employees' Credit Union
Odessa Employees Credit Union is headquartered in Odessa, Texas.
- Headquarters
- 1006 E 7th St, Odessa, TX 79761-4623
- NCUA charter
- 67534
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- City employees are eligible to become members of the credit union.
Family and household
- Family members of city employees and existing members are eligible to join the credit union.
Cost to join
- An initial deposit of $25 is required to join the credit union.
Branches
1 branch in Texas
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Texas
1 branch
- Odessa Employees' Credit UnionMain office1006 E 7th St, Odessa, TX 79761Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.15% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.66% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $61 | $59 | — |
- CapitalNet worth ratio16.15%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.66%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$61Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Odessa Employees' Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.