Bank · FDIC insured
Oconee Federal Credit Card Rates
Oconee Federal doesn’t publish an ongoing APR for its credit cards, only a 7-month introductory rate. Rates checked October 22, 2026.
How Oconee Federal’s credit card rates compare
Compared with banks and credit unions in South Carolina, where Oconee Federal has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Oconee Federal
– –
- Annual fee
- —
- Up to
- —
No ongoing APR published
Lowest rate
Houston Federal Credit Union
7.00%APR
- Annual fee
- $50
- Up to
- —
2nd-lowest rate
Mid Carolina Credit Union
7.45%APR
- Annual fee
- None
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Cash Back Rewards Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 7 months | 0.00% | $35 | 0% introductory APR on purchases and transfers for the first seven billing cycles after account opening. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- oconeefederal.com/personal-credit-cards · captured Oct 7, 2026
Platinum Standard Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 7 months | 0.00% | None | 0% introductory APR on purchases and transfers for the first seven billing cycles after account opening. Subject to credit approval. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- oconeefederal.com/personal-credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.