Credit union · NCUA insured
NW Preferred Federal Credit Union Savings Rates
NW Preferred Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Additional Savings. Rates checked October 22, 2026.
How NW Preferred Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Portland, OR-WA, where NW Preferred Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
NW Preferred Federal Credit Union
0.05%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $5
Additional Savings
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
NW Preferred Federal Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where NW Preferred Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Additional Savings
0.05%APY
No monthly service fees, no deposit restrictions, no minimum balance required. Dividends compounded daily and credited quarterly; calculated on the daily balance method. Membership requires field of membership eligibility and a $5 minimum share.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded daily and credited quarterly. Calculated on the daily balance method.Any balance | 0.05% | $5 | Dividends compounded daily and credited quarterly. Calculated on the daily balance method. |
Sources (2)
- nwpreferredfcu.com/personal-ba…itional-savings-accounts
- nwpreferredfcu.com/wp-content/…y-Banking-Rate-Sheet.pdf
All captured Oct 22, 2026
Special-purpose accounts
Vacation Savings
3.25%APY
No monthly service fees, no deposit restrictions, no minimum balance required. Annual savings account that automatically disperses funds on June 1st of each year. Withdrawal before June 1st incurs a $10 fee/penalty. Dividends are not compounded and credited at maturity only.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends are not compounded and credited at maturity only. Matures June 1st of each year, at which time funds must be withdrawn. Early withdrawal incurs a $10 fee.Any balance | 3.25% | $325 | Dividends are not compounded and credited at maturity only. Matures June 1st of each year, at which time funds must be withdrawn. Early withdrawal incurs a $10 fee. |
Holiday Savings
3.00%APY
No monthly service fees, no deposit restrictions, no minimum balance required. Annual savings account designed for holiday expenses; matures November 1st of each year at which time funds are dispersed/withdrawn. Withdrawal before November 1st incurs a $10 fee/penalty. Dividends are not compounded and credited at maturity only.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends are not compounded and credited at maturity only. Matures November 1st of each year, at which time funds must be withdrawn. Early withdrawal incurs a $10 fee.Any balance | 3.00% | $300 | Dividends are not compounded and credited at maturity only. Matures November 1st of each year, at which time funds must be withdrawn. Early withdrawal incurs a $10 fee. |
IRA Savings
1.55%APY
No minimum balance required for IRA savings accounts. Available as Traditional or Roth IRA savings account. Dividends are calculated by the daily balance method. Contribution limits and IRS early withdrawal restrictions apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends are calculated by the daily balance method. Prospective rates and yields anticipated for the applicable Dividend Periods.Any balance | 1.55% | $155 | Dividends are calculated by the daily balance method. Prospective rates and yields anticipated for the applicable Dividend Periods. |
Sources (2)
- nwpreferredfcu.com/personal-banking/account/savings/ira
- nwpreferredfcu.com/wp-content/…y-Banking-Rate-Sheet.pdf
All captured Oct 22, 2026
Who can join NW Preferred Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, or worships in the greater North Santiam communities of Stayton, Aumsville, Sublimity, Scio, Lyons, Gates, Mill City, Detroit, Idanha, and Mehama is eligible for membership.
Employers and groups
- Individuals working in the licensed insurance industry nationwide, including all territories and possessions of the United States, are eligible for membership.
Membership information collected October 4, 2026.