Credit union · NCUA insured
Northwoods Community Credit Union Savings Rates
Northwoods Community Credit Union’s best savings rate is 0.15% APY on $10,000, with its Share Savings (21 and over). Rates checked October 16, 2026.
How Northwoods Community Credit Union’s savings rates compare
Compared with banks and credit unions in Wisconsin, where Northwoods Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Northwoods Community Credit Union
0.25%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $25
Premier Share Savings
Top rate
Marshfield Medical Center Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $5
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Northwoods Community Credit Union savings score
68
Savings score
Higher than 22% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northwoods Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premier Share Savings
Up to 0.25%APY
Personal Accounts Only. Must open a Premier Checking and maintain a minimum average balance of $5,000.00 in Premier Checking to receive rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Dividends compounded monthly. Applies to balances <$5,000.00. Must maintain minimum average balance of $5,000.00 in Premier Checking. | 0.20% | — | Dividends compounded monthly. Applies to balances <$5,000.00. Must maintain minimum average balance of $5,000.00 in Premier Checking. |
| $5,000 – $10,000Dividends compounded monthly. Applies to balances $5,000.00 - $10,000.00. Must maintain minimum average balance of $5,000.00 in Premier Checking. | 0.22% | $22 | Dividends compounded monthly. Applies to balances $5,000.00 - $10,000.00. Must maintain minimum average balance of $5,000.00 in Premier Checking. |
| $10,000 and upDividends compounded monthly. Applies to balances >$10,000.00. Must maintain minimum average balance of $5,000.00 in Premier Checking. | 0.25% | $25 | Dividends compounded monthly. Applies to balances >$10,000.00. Must maintain minimum average balance of $5,000.00 in Premier Checking. |
Sources (1)
- northwoodscu.com/deposit-rates · captured Sep 18, 2026
Share Savings (21 and over)
0.15%APY
A $5.00 deposit into a regular share savings establishes membership. For members age 21 and over.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends compounded monthly. Minimum amount to receive dividends is $100.00. For members age 21 and over.$100 and up | 0.15% | $15 | Dividends compounded monthly. Minimum amount to receive dividends is $100.00. For members age 21 and over. |
Special-purpose accounts
Premier IRA Club Savings
3.04%APY
Personal Accounts Only. Must open a Premier Checking and maintain a minimum average balance of $5,000.00 in Premier Checking to receive this rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Dividends compounded monthly. Applies to balances <$25,000.00. Must maintain minimum average balance of $5,000.00 in Premier Checking. | 3.04% | $304 | Dividends compounded monthly. Applies to balances <$25,000.00. Must maintain minimum average balance of $5,000.00 in Premier Checking. |
| $25,000 – $50,000Dividends compounded monthly. Applies to balances $25,000.00 - $50,000.00. Must maintain minimum average balance of $5,000.00 in Premier Checking. | 3.14% | — | Dividends compounded monthly. Applies to balances $25,000.00 - $50,000.00. Must maintain minimum average balance of $5,000.00 in Premier Checking. |
| $50,000 – $75,000Dividends compounded monthly. Applies to balances $50,000.00 - $75,000.00. Must maintain minimum average balance of $5,000.00 in Premier Checking. | 3.20% | — | Dividends compounded monthly. Applies to balances $50,000.00 - $75,000.00. Must maintain minimum average balance of $5,000.00 in Premier Checking. |
| $75,000 – $100,000Dividends compounded monthly. Applies to balances $75,000.00 - $100,000.00. Must maintain minimum average balance of $5,000.00 in Premier Checking. | 3.25% | — | Dividends compounded monthly. Applies to balances $75,000.00 - $100,000.00. Must maintain minimum average balance of $5,000.00 in Premier Checking. |
| $100,000 and upDividends compounded monthly. Applies to balances >$100,000.00. Must maintain minimum average balance of $5,000.00 in Premier Checking. | 3.30% | — | Dividends compounded monthly. Applies to balances >$100,000.00. Must maintain minimum average balance of $5,000.00 in Premier Checking. |
Sources (1)
- northwoodscu.com/deposit-rates · captured Sep 18, 2026
IRA Club Savings
3.04%APY
To open a Club Account, must have a Share Savings Account with a minimum balance of $5.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded monthly. Minimum amount to receive dividends is not applicable.Any balance | 3.04% | $304 | Dividends compounded monthly. Minimum amount to receive dividends is not applicable. |
Christmas Club
1.00%APY
To open a Club Account, must have a Share Savings Account with a minimum balance of $5.00. Funds are transferred to share savings account and available on the first business day in October.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded monthly. Minimum amount to receive dividends is not applicable. Funds available on the first business day in October.Any balance | 1.00% | $100 | Dividends compounded monthly. Minimum amount to receive dividends is not applicable. Funds available on the first business day in October. |
Junior Savers Club
0.20%APY
For members ages 6-12. At account opening, receive an NCCU piggy bank. For every $5.00 deposited, receive one drawing ticket for prize drawings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends compounded monthly. Minimum amount to receive dividends is $5.00. No minimum balance required to open club savings.$5 and up | 0.20% | $20 | Dividends compounded monthly. Minimum amount to receive dividends is $5.00. No minimum balance required to open club savings. |
Kangaroo Club Account
0.20%APY
For members ages 5 and under. At account opening, receive an NCCU piggy bank. For every $5.00 deposited, receive one drawing ticket for prize drawings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends compounded monthly. Minimum amount to receive dividends is $5.00. No minimum balance required to open club savings.$5 and up | 0.20% | $20 | Dividends compounded monthly. Minimum amount to receive dividends is $5.00. No minimum balance required to open club savings. |
Teen Cents Club
0.20%APY
For members ages 13-18. At account opening, receive an NCCU piggy bank. For every $5.00 deposited, receive one drawing ticket for prize drawings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends compounded monthly. Minimum amount to receive dividends is $5.00. No minimum balance required to open club savings.$5 and up | 0.20% | $20 | Dividends compounded monthly. Minimum amount to receive dividends is $5.00. No minimum balance required to open club savings. |
Open Club (21 and over)
0.15%APY
To open a Club Account, must have a Share Savings Account with a minimum balance of $5.00. For members age 21 and over.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends compounded monthly. Minimum amount to receive dividends is $100.00. For members age 21 and over.$100 and up | 0.15% | $15 | Dividends compounded monthly. Minimum amount to receive dividends is $100.00. For members age 21 and over. |
Open Club (Under 21)
0.15%APY
To open a Club Account, must have a Share Savings Account with a minimum balance of $5.00. For members under age 21.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends compounded monthly. Minimum amount to receive dividends is $5.00. For members under age 21.$5 and up | 0.15% | $15 | Dividends compounded monthly. Minimum amount to receive dividends is $5.00. For members under age 21. |
Sources (1)
- northwoodscu.com/deposit-rates · captured Sep 18, 2026
Share Savings (Under 21)
0.15%APY
For members under age 21.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends compounded monthly. Minimum amount to receive dividends is $5.00. For members under age 21.$5 and up | 0.15% | $15 | Dividends compounded monthly. Minimum amount to receive dividends is $5.00. For members under age 21. |
Sources (1)
- northwoodscu.com/deposit-rates · captured Sep 18, 2026
Tax & Insurance Club
0.15%APY
To open a Club Account, must have a Share Savings Account with a minimum balance of $5.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends compounded monthly. Minimum amount to receive dividends is $100.00.$100 and up | 0.15% | $15 | Dividends compounded monthly. Minimum amount to receive dividends is $100.00. |
Sources (1)
- northwoodscu.com/deposit-rates · captured Sep 18, 2026
Who can join Northwoods Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons residing, owning real estate property, or employed in Ashland, Bayfield, Forest, Douglas, Iron, Langlade, Lincoln, Oneida, Price, Rusk, Sawyer, Taylor, Vilas, or Washburn County, Wisconsin are eligible for membership.
Employers and groups
- Stockholders of Midland Services, Inc. (A&B Co-op Association), including present stockholders and individuals subsequently becoming stockholders, are eligible for membership.
Family and household
- Individuals closely related to someone residing in, owning property in, or employed in the 14 eligible Wisconsin counties are eligible for membership.
Other ways
- Members of record at the date of liquidation, February 1974, of the Couderay Area Credit Union, Couderay, WI are eligible for membership.
Cost to join
- Membership requires the purchase of at least one share with a par value of $5.00 into a share savings account.
Membership information collected October 5, 2026.