Credit union · NCUA insured
Northwest Missouri Regional Credit Union CD Rates
Northwest Missouri Regional Credit Union’s best CD rate is 3.55% APY on a 7-month share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Northwest Missouri Regional Credit Union’s CD rates compare
Compared with banks and credit unions near Maryville, MO, where Northwest Missouri Regional Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Northwest Missouri Regional Credit Union
3.55%APY
- Term
- 7 months
- Minimum
- $10,000
- Earns on $10,000
- $206
Share Certificate
2nd-highest rate
U.S. Bank
3.25%APY
- Term
- 6 months
- Minimum
- —
- Earns on $10,000
- $161
3rd-highest rate
NBH Bank
2.76%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $346
Northwest Missouri Regional Credit Union CD score
66
CD score
Higher than 17% of U.S. banks and credit unions
- 3–8 months3–8 mo3.55%
- 9–15 months9–15 mo1.50%
- 16–30 months16–30 mo2.00%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northwest Missouri Regional Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.55%APY · 5 terms
Requires credit union membership via purchase of at least one $25.00 share in a Share account and a one-time $1.00 membership fee. Dividends are compounded and credited monthly to a Share or Draft account and at maturity. Early withdrawal penalty applies if funds are withdrawn before maturity, and accrued dividends are forfeited if closed before dividends are paid. Automatically renews at maturity for the same term at the current rate unless instructed otherwise.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.00% | $50 |
| 7 monthsSpecial promotional rate requiring a $10,000 minimum deposit | 3.55% | $206 |
| 12 months | 1.50% | $150 |
| 18 months | 1.75% | $264 |
| 24 months | 2.00% | $404 |
Sources (4)
All captured Sep 17, 2026
Who can join Northwest Missouri Regional Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to any person who resides or works in Nodaway, Andrew, Atchison, Gentry, Holt, and Worth Counties in Missouri.
Employers and groups
- Membership is open to employees working at any of the school districts in 19 surrounding counties of Northwest Missouri: Andrew, Atchison, Buchanan, Caldwell, Carroll, Clay, Clinton, Daviess, DeKalb, Gentry, Grundy, Harrison, Holt, Livingston, Mercer, Nodaway, Platte, Ray, and Worth.
Military, government and schools
- Membership is open to current students, alumni, employees, emeritus faculty, and retired teachers of the private and state schools in the Northwest Missouri State University district as described in Missouri statutes.
Family and household
- Membership is open to immediate family members of qualified Northwest Missouri State University district school groups and residents/workers of Nodaway, Andrew, Atchison, Gentry, Holt, and Worth Counties.
- Membership is open to relatives of employees working at any of the school districts in 19 surrounding counties of Northwest Missouri: Andrew, Atchison, Buchanan, Caldwell, Carroll, Clay, Clinton, Daviess, DeKalb, Gentry, Grundy, Harrison, Holt, Livingston, Mercer, Nodaway, Platte, Ray, and Worth.
Cost to join
- Opening membership requires a share account deposit of at least $25.00.
- A one-time membership fee of $1.00 is required upon joining.
Membership information collected October 4, 2026.