Bank · FDIC insured
Northwest Bank Auto Loan Rates
Northwest Bank auto loans start at 7.99% for a used one. Rates checked October 16, 2026.
How Northwest Bank’s auto loan rates compare
Compared with banks and credit unions near Buffalo, NY, where Northwest Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Northwest Bank
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
EmpireONE Federal Credit Union
3.50%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
Niagara's Choice
3.70%APR
- Terms
- —
- Discount
- Included in the rate
Northwest Bank auto loan score
60
Auto loan score
Higher than 2% of U.S. banks and credit unions
- Used vehicleUsed7.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Northwest Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Automobile - Fixed Rates USED 2007-2020
Closed-end vehicle loan. Annual Percentage Rate (APR) applies with a maximum loan-to-value (LTV) of 100% and a minimum credit score of 661. Subject to credit approval. All APR’s and estimated monthly payments are based on a $15,000 loan amount.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 9.24% | Estimated monthly payment is $374.99 based on a $15,000 loan amount. Maximum 48 Months term. Maximum LTV 100%, minimum credit score 661. |
Sources (1)
- northwest.bank/rates/loans · captured Oct 6, 2026
Automobile - Fixed Rates USED 2021-2023
Closed-end vehicle loan. Annual Percentage Rate (APR) applies with a maximum loan-to-value (LTV) of 100% and a minimum credit score of 661. Subject to credit approval. All APR’s and estimated monthly payments are based on a $15,000 loan amount.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 8.49% | Estimated monthly payment is $266.60 based on a $15,000 loan amount. Maximum 72 Months term. Maximum LTV 100%, minimum credit score 661. |
Sources (1)
- northwest.bank/rates/loans · captured Oct 6, 2026
Automobile - Fixed Rates USED 2024 and newer
Closed-end vehicle loan. Annual Percentage Rate (APR) applies with a maximum loan-to-value (LTV) of 100% and a minimum credit score of 661. Subject to credit approval. All APR’s and estimated monthly payments are based on a $15,000 loan amount.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 7.99% | Estimated monthly payment is $262.93 based on a $15,000 loan amount. Maximum 72 Months term. Maximum LTV 100%, minimum credit score 661. |
Sources (1)
- northwest.bank/rates/loans · captured Oct 6, 2026
Northwest Personal Auto Loans
Loans available within PA, NY, OH, and IN footprint. Subject to credit approval. Refinancing an existing auto loan or using an auto already owned to get cash. $0 origination fees.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 6.74% | Fixed rates as low as 6.74% APR. Up to 72 months. Minimum loan amount $2,500. Example: monthly payment on a $15,000 loan at 6.74% APR for 48 months is $357.39. |
Sources (1)
- northwest.bank/personal/auto-personal-loans/auto-loan · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.