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Credit union · NCUA insured

Northern Lights Community Federal Credit Union CD Rates

Northern Lights Community Federal Credit Union’s best CD rate is 2.50% APY on a 1-year share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 16, 2026.

How Northern Lights Community Federal Credit Union’s CD rates compare

Compared with banks and credit unions in Michigan, where Northern Lights Community Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Northern Lights Community Federal Credit Union

    2.50%APY

    Term
    12 months
    Requires
    None
    Minimum
    —
    Earns on $10,000
    $250

    Share CD

  • Top rate

    FreeStar Financial Credit Union

    5.25%APY

    Term
    18 months
    Requires
    Another account
    Minimum
    $500
    Earns on $10,000
    $798

    FreeStar Financial Credit Union rates

  • 2nd-highest rate

    Diversified Members Credit Union

    5.15%APY

    Term
    12 months
    Requires
    None
    Minimum
    $5,000
    Earns on $10,000
    $515

    Diversified Members Credit Union rates

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Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Northern Lights Community Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Persons who live, work, worship, or attend school in, and businesses and other legal entities located in Alger, Delta, or Marquette Counties are eligible for membership.

Employers and groups

  • Employees of Northern Lights Community FCU are eligible for membership.

Other ways

  • Organizations of persons eligible under the geographic field of membership are eligible to join.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Northern Lights Community Federal Credit Union overview