Credit union · NCUA insured
Northeast Schools and Hospital CU Auto Loan Rates
Northeast Schools and Hospital CU auto loans start at 5.99% APR for a new vehicle and 6.99% for a used one. Rates checked October 22, 2026.
How Northeast Schools and Hospital CU’s auto loan rates compare
Compared with banks and credit unions in Vermont, where Northeast Schools and Hospital CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Northeast Schools and Hospital CU
5.99%APR
- Terms
- up to 84 months
New Auto
Lowest rate
NorthCountry Federal Credit Union
4.99%APR
- Terms
- up to 60 months
2nd-lowest rate
Heritage Family Credit Union
4.99%APR
- Terms
- up to 60 months
Northeast Schools and Hospital CU auto loan score
64
Auto loan score
Higher than 11% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed6.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Northeast Schools and Hospital CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto
100% of sticker price; vehicle must be never titled.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.99% | 100% of sticker price; never titled. |
Sources (1)
- nshcu.virtualcu.net/rates · captured Oct 3, 2026
Used Vehicle Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 6.99% | Model years 2025-2024-2023; 95% of blue book. |
| up to 60 months | 7.50% | Model years 2022-2021; 90% of Blue Book. |
| up to 48 months | 7.99% | Model years 2020 and older; 80% of Blue Book. |
Sources (1)
- nshcu.virtualcu.net/rates · captured Oct 3, 2026
Who can join Northeast Schools and Hospital CU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.