Credit union · NCUA insured
North Towns FCU Credit Card Rates
North Towns FCU credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How North Towns FCU’s credit card rates compare
Compared with banks and credit unions near Buffalo, NY, where North Towns FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
North Towns FCU
8.99%APR
- Up to
- —
Platinum VISA Credit Card
Lowest rate
BufMet Credit Union
7.50%APR
- Up to
- 18.00% APR
2nd-lowest rate
Gowanda Area Federal Credit Union
7.99%APR
- Up to
- —
North Towns FCU credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where North Towns FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum VISA Credit Card
Available to qualifying members. 0.25% auto-pay discount does not apply to credit cards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99% | None | Rates reflect the lowest rate available on approved credit as determined by creditworthiness. Features a 5-day grace period, no balance transfer fee, and no cash advance fee. |
Who can join North Towns FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.