Credit union · NCUA insured
Niagara Wheatfield FCU CD Rates
Niagara Wheatfield FCU’s best CD rate is 0.30% APY on a 2-year share certificate (CD). Terms run from 1 year to 2 years. Rates checked October 16, 2026.
How Niagara Wheatfield FCU’s CD rates compare
Compared with banks and credit unions in New York, where Niagara Wheatfield FCU has the most branches. $10,000, best rate first.
This credit union’s best
Niagara Wheatfield FCU
0.30%APY
- Term
- 24 months
- Minimum
- —
- Earns on $10,000
- $60
Share Certificate
Top rate
Syracuse Fire Department Credit Union
5.00%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $247
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 0.30%APY · 2 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum balance $500.00. Early withdrawal penalty is 30 days dividends | 0.20% | $20 |
| 24 monthsMinimum balance $500.00. Early withdrawal penalty is 30 days dividends | 0.30% | $60 |
Special-purpose accounts
IRA Certificate
Up to 0.30%APY · 2 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum balance $500.00. Early withdrawal penalty is 30 days dividends | 0.20% | $20 |
| 24 monthsMinimum balance $500.00. Early withdrawal penalty is 30 days dividends | 0.30% | $60 |
Who can join Niagara Wheatfield FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.