Skip to content

Credit union · NCUA insured

Niagara Regional FCU Credit Card Rates

Top Carrot, Carrot Score 90Top Carrot

Niagara Regional FCU credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Niagara Regional FCU’s credit card rates compare

Compared with banks and credit unions near Buffalo, NY, where Niagara Regional FCU has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 90

    This credit union’s lowest

    Niagara Regional FCU

    8.99%APR

    Up to
    —

    VISA® Platinum

  • Top Carrot, Carrot Score 91

    Lowest rate

    BufMet Credit Union

    7.50%APR

    Up to
    18.00% APR

    BufMet Credit Union rates

  • 2nd-lowest rate

    Gowanda Area Federal Credit Union

    7.99%APR

    Up to
    —

    Gowanda Area Federal Credit Union rates

Compare credit card rates near you →

Niagara Regional FCU credit card score

88

Credit card score

Higher than 82% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR8.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Niagara Regional FCU ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Niagara Regional FCU

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
← Niagara Regional FCU overview