Credit union · NCUA insured
New South Credit Union Auto Loan Rates
New South Credit Union auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked October 15, 2026.
How New South Credit Union’s auto loan rates compare
Compared with banks and credit unions near Knoxville, TN, where New South Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
New South Credit Union
4.75%APR
- Terms
- —
Auto w Pre-Approval
Lowest rate
Knoxville Law Enforcement Federal Credit Union
4.49%APR
- Terms
- up to 72 months
2nd-lowest rate
KNOX CO. EMPLOYEES
4.49%APR
- Terms
- —
New South Credit Union auto loan score
87
Auto loan score
Higher than 76% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where New South Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto w Pre-Approval
Lowest rate available based on the Credit Union's Merit-Based Loan Program. Rate may vary and is determined by credit qualifications, amount financed, collateral and loan terms. Other rates and terms available. All rates and terms are subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.75% | Model year 2022 or newer with pre-approval. 'As Low As' rate based on Credit Union's Merit-Based Loan Program. Rate determined by credit qualifications, amount financed, collateral and loan terms. |
| — | 5.75% | Model years 2019 and older with pre-approval. 'As Low As' rate based on Credit Union's Merit-Based Loan Program. Rate determined by credit qualifications, amount financed, collateral and loan terms. |
Sources (1)
- newsouthcu.com/lrates.html · captured Oct 5, 2026
Who can join New South Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, attends school, or worships in Knox County, TN, Grainger County, TN, or Union County, TN is eligible for membership.
Family and household
- Anyone related by blood or marriage to a current or eligible New South member is eligible for membership.
Cost to join
- Membership is free, requiring a share deposit of at least $5 into a primary savings account to become a shareholder and member-owner.
Membership information collected October 5, 2026.