Credit union · NCUA insured
New Orleans Firemen's Federal Credit Union Auto Loan Rates
Top CarrotNew Orleans Firemen's Federal Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How New Orleans Firemen's Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near New Orleans, LA, where New Orleans Firemen's Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
New Orleans Firemen's Federal Credit Union
4.99%APR
- Terms
- up to 84 months
- Discount
- None included
Autos (Newer Models)
Lowest rate
Post Office Employees Credit Union
2.74%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
Instep Credit Union
3.75%APR
- Terms
- up to 72 months
- Discount
- Included in the rate
New Orleans Firemen's Federal Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where New Orleans Firemen's Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Refinancing
Save up to 2% off current rate when refinancing an auto loan from another financial institution. Rate cannot fall lower than 4.99% APR. Auto loans currently financed with New Orleans Firemen's Federal Credit Union are ineligible for refinance specials. Cannot be combined with other offers. Minimum loan amount is $1,000; flexible terms up to 84 months. No application fees and no prepayment penalties.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.99% | Save up to 2% off current rate when refinancing from another lender; rate floor is 4.99% APR. Rate can vary based on creditworthiness, mileage, age of vehicle, and loan terms. Auto loans currently financed with the credit union are ineligible. Minimum loan amount $1,000. Flexible terms up to 84 months. |
Sources (1)
- noffcu.org/auto-loans/auto-refinancing · captured Oct 7, 2026
Autos (Newer Models)
Applies to vehicles < 6 years and < 85,000 miles. Fixed rates for steady monthly payments; minimum loan amount is $1,000; terms up to 84 months. No application fees and no prepayment penalties. Membership restrictions may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.99% | Rate as low as 4.99% APR. Advertised rate can vary based on creditworthiness, mileage and age of vehicle, and loan terms. Standard underwriting criteria apply. Applies to vehicles < 6 years and < 85,000 miles. Minimum loan amount is $1,000; terms up to 84 months. |
Autos (Older Models)
Applies to vehicles > 6 years and > 85,000 miles. Fixed rates for steady monthly payments; minimum loan amount is $1,000; terms up to 84 months. No application fees and no prepayment penalties. Membership restrictions may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 8.49% | Rate as low as 8.49% APR. Advertised rate can vary based on creditworthiness, mileage and age of vehicle, and loan terms. Standard underwriting criteria apply. Applies to vehicles > 6 years and > 85,000 miles. Minimum loan amount is $1,000; terms up to 84 months. |
Who can join New Orleans Firemen's Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.