Credit union · NCUA insured
New Bedford Credit Union Credit Card Rates
New Bedford Credit Union credit card rates start at 9.99% APR. Rates checked October 15, 2026.
How New Bedford Credit Union’s credit card rates compare
Compared with banks and credit unions near Providence, RI-MA, where New Bedford Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
New Bedford Credit Union
– –
No ongoing APR published
Lowest rate
Ocean State Credit Union
8.90%APR
2nd-lowest rate
Arise Financial
9.90%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
NBCU Visa Credit Card
An NBCU Membership ($5 share) is required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Variable APR for purchases, cash advances, and balance transfers. 9.99% when account is opened; thereafter varies with the market based on Wall Street Prime Rate + 2.99% margin. |
Sources (1)
- nbcu4u.com/visa-credit-card · captured Oct 7, 2026
Who can join New Bedford Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, or attend school in Bristol County; specified towns in Plymouth County and Barnstable County, Massachusetts; or Little Compton and Tiverton in Newport County, Rhode Island, are eligible for membership.
Military, government and schools
- Employees of the City of New Bedford, including pensioned employees of the Credit Union, are eligible for membership.
Family and household
- Family members of qualifying city/credit union employees and family members of qualifying geographic individuals are eligible for membership.
Membership information collected October 5, 2026.