Bank · FDIC insured
Nevada Bank and Trust
A $217.5M bank headquartered in Caliente, NV, with 4 branches in Nevada. Best rates: CDs 0.30% and savings 1.00% APY.
Nevada Bank and Trust Carrot Score
64
Carrot Score
Higher than 11% of U.S. banks and credit unions
#27 of 31 in Las Vegas, NV metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Nevada Bank and Trust
Nevada Bank and Trust is a privately held, independent community bank founded in 1978 in Caliente, Nevada.
Operating four branches, the bank serves rural Nevada communities including Caliente, Ely, Elko, and Mesquite.
- Headquarters
- 210 Front Street, Caliente, NV 89008
- FDIC certificate
- 22669 ↗
Branches
4 branches in Nevada
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Nevada
4 branches
Caliente area · 1
- Nevada Bank and Trust CompanyMain office210 Front Street, Caliente, NV 89008Directions
Elko area · 1
- Elko Branch852 Idaho St, Elko, NV 89801Directions
Ely area · 1
- Ely Branch777 Avenue F, Ely, NV 89301Directions
Las Vegas area · 1
- Mesquite Branch Of Nevada Bank And Trust191 E Mesquite Blvd, Mesquite, NV 89027Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.01% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.05% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.98% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $35 | $81 | — |
- CapitalLeverage ratio13.01%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.05%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.98%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$35Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Nevada Bank and Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.