Credit union · NCUA insured
NESC Federal Credit Union Credit Card Rates
Top CarrotNESC Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How NESC Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Boston, MA-NH, where NESC Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
NESC Federal Credit Union
9.90%APR
- Up to
- —
Visa Platinum
Lowest rate
Albright Credit Union
7.99%APR
- Up to
- 17.99% APR
2nd-lowest rate
Beverly Municipal Federal Credit Union
7.99%APR
- Up to
- —
NESC Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where NESC Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Visa
Membership eligibility required. Credit limits between $1,000 and $5,000. Low fixed rate with no cash advance or balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.50% | $15 | Fixed APR for purchases, cash advances, and balance transfers. Average daily balance calculation method. |
Secured Visa Credit Builder
Membership eligibility required. Secured credit card with limit secured by funds in membership savings account. Credit limits from $500 to $2,500. Low fixed rate with no cash advance or balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.50% | $15 | Fixed APR for purchases, cash advances, and balance transfers. Visa limit is secured by funds in your membership savings account. Average daily balance calculation method. |
Sources (3)
All captured Oct 5, 2026
Visa Platinum
Membership eligibility required. Credit limits up to $15,000 (minimum line $5,000). Low fixed rate with no annual fee, cash advance fees, or balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Fixed APR for purchases, cash advances, and balance transfers. Average daily balance calculation method. |
Who can join NESC Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You are eligible to join if you live, work, worship, or attend school in Essex or Middlesex County, MA, or Rockingham or Hillsborough County, NH.
Family and household
- You are eligible to join if you are an immediate family member of a current member.
Membership information collected October 5, 2026.