Bank · FDIC insured
National Exchange Bank & Trust Credit Card Rates
National Exchange Bank & Trust credit cards start at 12.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How National Exchange Bank & Trust’s credit card rates compare
Compared with banks and credit unions near Fond du Lac, WI, where National Exchange Bank & Trust has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
National Exchange Bank & Trust
12.90%APR
Visa Platinum Credit Card
Lowest rate
Glacier Hills Credit Union
9.99%APR
2nd-lowest rate
Golden Rule Community Credit Union
10.99%APR
National Exchange Bank & Trust credit card score
67
Credit card score
Higher than 20% of U.S. banks and credit unions
- Purchase APRPurchase APR12.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where National Exchange Bank & Trust ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | $15 | Variable APR calculated as Prime Rate + 5.90% (based on the highest prime rate published in the Wall Street Journal's 'Money Rates' table on the last date of publication in each calendar month). Cash advance fee: 4.0% ($5.00 min, no max). |
Visa Platinum Credit Card
Must qualify for a $2,500 credit line to be approved.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Annual fee waived. Variable APR calculated as Prime Rate + 5.90% (based on the highest prime rate published in the Wall Street Journal's 'Money Rates' table on the last date of publication in each calendar month). Cash advance fee: 4.0% ($5.00 min, no max). |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.