Bank · FDIC insured
My Kind of Bank Credit Card Rates
My Kind of Bank credit cards start at 12.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How My Kind of Bank’s credit card rates compare
Compared with banks and credit unions near Fergus Falls, MN, where My Kind of Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
My Kind of Bank
12.99%APR
Platinum Visa
Lowest rate
Greater Community CU
6.90%APR
3rd-lowest rate
Magnifi Financial
15.00%APR
My Kind of Bank credit card score
67
Credit card score
Higher than 18% of U.S. banks and credit unions
- Purchase APRPurchase APR12.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where My Kind of Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Visa
Available at branches in Henning, Ottertail, Battle Lake, Evansville, and Detroit Lakes.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% on Purchases for 6 months for qualified customers. |
| Ongoing | 16.99%–18.99% | None | — |
Sources (1)
- mykindofbank.com/credit-card/p…rsonal-credit-cards.html · captured Oct 7, 2026
Credit Builder
Available at branches in Henning, Ottertail, Battle Lake, Evansville, and Detroit Lakes.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.99% | None | — |
Sources (1)
- mykindofbank.com/credit-card/p…rsonal-credit-cards.html · captured Oct 7, 2026
Platinum Visa
Available at branches in Henning, Ottertail, Battle Lake, Evansville, and Detroit Lakes.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% on Purchases for 6 months. |
| Ongoing | 12.99% | None | — |
Sources (1)
- mykindofbank.com/credit-card/p…rsonal-credit-cards.html · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.