Credit union · NCUA insured
MY CREDIT UNION Credit Card Rates
MY CREDIT UNION credit card rates start at 9.90% APR. Rates checked October 16, 2026.
How MY CREDIT UNION’s credit card rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where MY CREDIT UNION has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
MY CREDIT UNION
– –
No ongoing APR published
Lowest rate
NSP Credit Union
7.90%APR
2nd-lowest rate
Pipefitters Steamfitters Credit Union
8.75%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic Credit Card
No annual fee. $500 minimum credit line. 25-day grace period on new purchases when account is paid in full each month. Average daily balance calculation method.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 1.99% | None | 1.99% introductory rate applies for 6 months on purchases from date of account opening. After 6-month introductory period, standard rates on purchases applies. |
| Ongoing | 12.99% | None | Standard rate for purchases, balance transfers, and cash advances. (After 6-month introductory period on purchases). |
Visa Platinum Credit Card
No annual fee. $500 minimum credit line. 25-day grace period on new purchases when account is paid off each month. Average daily balance calculation method.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 1.99% | None | 1.99% introductory rate applies for 6 months on purchases from date of account opening. After 6-month introductory period, standard rates on purchases applies. |
| Ongoing | 9.90% | None | Standard rate for purchases, balance transfers, and cash advances. (After 6-month introductory period on purchases). |
Visa Signature Credit Card
No annual fee. $5,000 minimum credit line. 25-day grace period on new purchases when account is paid in full each month. Average daily balance calculation method.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 1.99% | None | 1.99% introductory rate applies for 6 months on purchases from date of account opening. After 6-month introductory period, standard rates on purchases applies. |
| Ongoing | 10.99% | None | Standard rate for purchases, balance transfers, and cash advances. (After 6-month introductory period on purchases). |
Who can join MY CREDIT UNION
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible to persons who live, worship, attend school, volunteer, or work in businesses and other legal entities located in 15 specified Minnesota counties.
Employers and groups
- Eligible to members and volunteers of the Bloomington Crime Prevention Association, Bloomington, MN.
- Eligible to members of the National Cosmetology Association of Minnesota.
- Eligible to members, volunteers, and donors of MY CREDIT UNION Community Foundation.
Family and household
- Eligible to members of the same household, spouse, blood, or adoptive relatives of any regularly qualified member and their spouse.
Membership information collected October 4, 2026.