Credit union · NCUA insured
Mutual Credit Union Credit Card Rates
Mutual Credit Union credit cards start at 11.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Mutual Credit Union’s credit card rates compare
Compared with banks and credit unions near Jackson, MS, where Mutual Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Mutual Credit Union
11.00%APR
Visa Platinum Credit Card
Lowest rate
MS National Guard FCU
8.50%APR
2nd-lowest rate
Mississippi Highway Safety Patrol FCU
8.99%APR
Mutual Credit Union credit card score
77
Credit card score
Higher than 43% of U.S. banks and credit unions
- Purchase APRPurchase APR11.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Mutual Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Credit Card
Eligibility is based on credit history and proof of income. Minimum payment is 2% of Total Balance or $25, whichever is greater.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 2.99% | None | Introductory 2.99% promotional APR on new purchases applies to transactions posted within the first 90 days of account opening. Unpaid balance reverts to earned APR after 12 billing cycles. Applies to new accounts opened on or after 4/1/23. |
| Intro, 12 months | 0.00% | None | Introductory 0.00% promotional APR on balance transfers made within 90 days of account opening expires 12 months after balance transfer effective date. No balance transfer fee. Applies to new accounts opened on or after 4/1/23. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- mutualcu.org/personal/credit-cards · captured Oct 4, 2026
Visa Rewards Credit Card
Eligibility is based on credit history and proof of income. Minimum payment is 2% of Total Balance or $25, whichever is greater.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 2.99% | None | Introductory 2.99% promotional APR on new purchases applies to transactions posted within the first 90 days of account opening. Unpaid balance reverts to earned APR after 12 billing cycles. Applies to new accounts opened on or after 4/1/23. |
| Intro, 12 months | 0.00% | None | Introductory 0.00% promotional APR on balance transfers made within 90 days of account opening expires 12 months after balance transfer effective date. No balance transfer fee. Applies to new accounts opened on or after 4/1/23. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- mutualcu.org/personal/credit-cards · captured Oct 4, 2026
Who can join Mutual Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives, works, worships, volunteers, or attends school within the credit union's designated service area across counties and parishes in Mississippi, Alabama, Louisiana, Arkansas, and Tennessee.
Cost to join
- Members can join the credit union with as little as $15.
Membership information collected October 4, 2026.