Credit union · NCUA insured
MPS Credit Union Auto Loan Rates
MPS Credit Union auto loan rates start at 3.49% APR. Rates checked October 15, 2026.
How MPS Credit Union’s auto loan rates compare
Compared with banks and credit unions near Miami, FL, where MPS Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
MPS Credit Union
– –
- Terms
- —
- Up to
- —
No ongoing APR published
Lowest rate
SUN Credit Union
3.99%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loan
Membership required (open to anyone who lives, works, or worships in Miami-Dade, Broward, Palm Beach, Monroe, Martin, or St. Lucie Counties). Financing up to 100% MSRP for new vehicles plus tax, license, title fees, and optional insurance products. No penalties for early payoff. Repayment available via payroll deduction. Terms up to 84 months.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 3.49% | Rate stated as APR As Low As. Up to 84 months repayment terms. |
Used Auto Loan
Membership required (open to anyone who lives, works, or worships in Miami-Dade, Broward, Palm Beach, Monroe, Martin, or St. Lucie Counties). No penalties for early payoff. Repayment available via payroll deduction. Terms up to 84 months.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 3.74% | Rate stated as APR As Low As. Up to 84 months repayment terms. |
Who can join MPS Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or worships in Miami-Dade, Broward, Palm Beach, Monroe, Martin, or St. Lucie Counties.
Employers and groups
- Businesses located in Miami-Dade and Broward County can join the credit union.
Military, government and schools
- Membership is open to postal employees and retirees as well as Federal Government employees.
Family and household
- Membership is open to families of Federal Government employees.
- Immediate family members of credit union members are eligible to join regardless of where they live.
Cost to join
- Joining requires opening a Member Savings Account with a $5 deposit (representing a share in the Credit Union).
Membership information collected October 5, 2026.