Credit union · NCUA insured
Mountain Laurel Federal Credit Union Credit Card Rates
Top CarrotMountain Laurel Federal Credit Union credit cards start at 12.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Mountain Laurel Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Bradford, PA, where Mountain Laurel Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Mountain Laurel Federal Credit Union
12.90%APR
- Up to
- —
VISA Credit Card
Lowest rate
High Point Federal Credit Union
11.50%APR
- Up to
- 17.99% APR
3rd-lowest rate
Northwest Bank
16.49%APR
- Up to
- —
Mountain Laurel Federal Credit Union credit card score
67
Credit card score
Higher than 20% of U.S. banks and credit unions
- Purchase APRPurchase APR12.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Mountain Laurel Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Must be at least 18 years of age to apply, document independent means to make payments, or have a joint applicant over 18 who is jointly or secondarily liable with sufficient income.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Fixed rate; no annual fee, no over the limit fee, no inactivity fees. |
Sources (3)
All captured Oct 9, 2026
Who can join Mountain Laurel Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Elk, Cameron, McKean, Warren, Potter, or Forest County in Pennsylvania are eligible for membership.
Family and household
- Immediate family members of all current members of Mountain Laurel FCU are eligible for membership.
Cost to join
- An initial deposit of $5.25 is required to establish membership.
Membership information collected October 5, 2026.