Bank · FDIC insured
Mount Vernon Bank & Trust
A $195.5M bank headquartered in Mount Vernon, IA, with 1 branch in Iowa.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings—2.50%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Mount Vernon Bank & Trust
- Headquarters
- 206 1st St Sw, Mount Vernon, IA 52314
- FDIC certificate
- 10494 ↗
Branches
1 branch in Iowa
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Iowa
1 branch
- Mount Vernon Bank and Trust CompanyMain office206 1st St Sw, Mount Vernon, IA 52314Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.03% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.21% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.30% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $84 | $81 | — |
- CapitalLeverage ratio13.03%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.21%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.30%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$84Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Mount Vernon Bank & Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.