Credit union · NCUA insured
Mosaic FCU Credit Card Rates
Mosaic FCU credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Mosaic FCU’s credit card rates compare
Compared with banks and credit unions near Harrisonburg, VA, where Mosaic FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Mosaic FCU
9.90%APR
- Up to
- 15.90% APR
Platinum Visa Credit Cards
Lowest rate
Everence
8.90%APR
- Up to
- 16.90% APR
3rd-lowest rate
DuPont Community Credit Union
11.74%APR
- Up to
- 22.74% APR
Mosaic FCU credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Mosaic FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Visa Credit Cards
Credit lines from $500 to $5,000 based on credit. Rates based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. 25 day grace period for purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90%–15.90% | None | Rate based on creditworthiness. No annual fee. 25 day grace period for purchases. Credit lines $500 to $5,000. |
Sources (1)
- mosaicfcu.org/loan-rates · captured Oct 7, 2026
Who can join Mosaic FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals or businesses that live, work, worship, or attend school in Harrisonburg.
Employers and groups
- Membership is open to employees of Andros USA, Pilgrim's Pride Corporation, Virginia Poultry Growers Coop, Bowman Apple Products, May Supply, or Valley Custom Homes.
Family and household
- Immediate family members of members may join the Credit Union.
Membership information collected October 4, 2026.