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Credit union · NCUA insured

Morton Lane Federal Credit Union Credit Card Rates

Morton Lane Federal Credit Union credit cards start at 8.25% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Morton Lane Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Buffalo, NY, where Morton Lane Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

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Morton Lane Federal Credit Union credit card score

89

Credit card score

Higher than 87% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR8.25%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where Morton Lane Federal Credit Union ranks

By credit card score, in each area where it has branches

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Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Morton Lane Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Members of the Morton Lane Charitable Foundation are eligible to join.
  • Employees of Hauptman-Woodward Medical Institute are eligible to join.
  • Employees of Research Institute on Alcoholism are eligible to join.
  • Employees of Roswell Park Alliance Foundation are eligible to join.
  • Employees of Roswell Park Day Care are eligible to join.
  • Employees of Roswell Park Cancer Institute are eligible to join.
11 more ways to join

Employers and groups

  • Members of Temple Beth Tzedek are eligible to join.

Military, government and schools

  • Members of the Alumni Association at UB or Buffalo State are eligible to join.
  • Employees of Buffalo State Child Care Center are eligible to join.
  • Employees of Buffalo State College Foundation are eligible to join.
  • Employees of Buffalo State are eligible to join.
  • Graduate students of UB or Buffalo State College are eligible to join.
  • Faculty, staff, and students of St. Joseph Collegiate Institute are eligible to join.
  • Employees of University at Buffalo are eligible to join.
  • Undergraduate students of UB or Buffalo State are eligible to join.

Family and household

  • Immediate family members of eligible individuals are eligible to join.

Other ways

  • Retirees of any of the eligible employers are eligible to join.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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