Credit union · NCUA insured
Morton Credit Union Auto Loan Rates
Morton Credit Union auto loans start at 6.00% APR for a new vehicle and 6.50% for a used one. Rates checked October 16, 2026.
How Morton Credit Union’s auto loan rates compare
Compared with banks and credit unions near Hutchinson, KS, where Morton Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Morton Credit Union
6.00%APR
- Terms
- up to 60 months
- Up to
- 9.00% APR
New Vehicles 2025 – 2026
Lowest rate
Bell Credit Union
3.75%APR
- Terms
- 36–60 months
- Up to
- 11.00% APR
2nd-lowest rate
Heartland Credit Union
4.99%APR
- Terms
- up to 60 months
- Up to
- —
Morton Credit Union auto loan score
64
Auto loan score
Higher than 10% of U.S. banks and credit unions
- New vehicleNew6.00%
- Used vehicleUsed6.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Morton Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicles 2025 – 2026
*72 Months only if auto has never been titled. *84 Months only if auto has never been titled / Loan is >$35,000.00 / Tier A or B Member. No prepayment penalty.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.00%–7.00% | Tier A–B; only if auto has never been titled / Loan is >$35,000.00 / Tier A or B Member |
| up to 72 months | 6.00%–9.00% | Tier A–D; only if auto has never been titled |
| up to 60 months | 6.00%–9.00% | Tier A–D |
Used Vehicles 2016 & Older
No penalty for prepayment.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.50%–9.50% | Tier A–D |
Used Vehicles 2017-2021
No penalty for prepayment.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.50%–9.50% | Tier A–D |
Used Vehicles 2022-2024
No penalty for prepayment.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.50%–9.50% | Tier A–D |
Who can join Morton Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to any person living in Reno County and the surrounding counties.
Membership information collected October 4, 2026.