Credit union · NCUA insured
Montana Educators' Credit Union Credit Card Rates
Montana Educators' Credit Union credit card rates start at 7.90% APR. Rates checked October 22, 2026.
How Montana Educators' Credit Union’s credit card rates compare
Compared with banks and credit unions near Missoula, MT, where Montana Educators' Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Montana Educators' Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Whitefish Credit Union
9.75%APR
- Up to
- 17.75% APR
2nd-lowest rate
Clearwater Credit Union
11.00%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Fixed rate. 25-day grace period. Subject to approval; rates, terms and conditions may vary based on creditworthiness, qualifications and collateral conditions.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90% | None | Fixed rate; rates as low as 7.90% APR; 25-day grace period; subject to approval |
Sources (3)
All captured Oct 7, 2026
Who can join Montana Educators' Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all residents of Missoula, Granite, Lake, Mineral, Ravalli, and Sanders counties.
Family and household
- Membership is open to families of current MECU members.
Membership information collected October 4, 2026.