Credit union · NCUA insured
Molex Employees Federal Credit Union Auto Loan Rates
Molex Employees Federal Credit Union auto loans start at 3.99% APR for a new vehicle and 5.75% for a used one. Rates checked October 16, 2026.
How Molex Employees Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Molex Employees Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Molex Employees Federal Credit Union
3.99%APR
- Terms
- up to 60 months
- Discount
- None included
New Vehicle Loans
Lowest rate
Rock Valley Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Molex Employees Federal Credit Union auto loan score
88
Auto loan score
Higher than 83% of U.S. banks and credit unions
- New vehicleNew3.99%
- Used vehicleUsed5.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Molex Employees Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loans
New Molex loans only. No down payment required. Cars, motorcycles or ATVs; add 1% extra for boats. Minimum 6 months employment with employer required to apply for a secured loan. Rates subject to credit score qualification.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 3.99% | New Molex loans only. No down payment required. |
| up to 72 months | 4.75% | New Molex loans only. |
| up to 84 months | 5.50% | New Molex loans only. |
| up to 96 months | 6.00% | New Molex loans only. Applicable for $40K & over. |
Used Vehicle Loans
Finance 100% of Blue Book vehicle value. Add 1% extra for boats. New Molex loans only. Minimum 6 months employment with employer required to apply for a secured loan. Rates subject to credit score qualification.
| Terms | APR | Conditions |
|---|---|---|
| up to 54 months | 4.75% | 1 - 5 yrs. old vehicle. New Molex loans only. |
| up to 60 months | 5.75% | 1 - 5 yrs. old vehicle. New Molex loans only. |
| up to 72 months | 6.25% | 1 - 5 yrs. old vehicle. New Molex loans only. |
| up to 36 months | 6.25% | 6 - 9 yrs. old vehicle. New Molex loans only. |
| up to 48 months | 6.50% | 6 - 9 yrs. old vehicle. New Molex loans only. |
Who can join Molex Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Open to all Molex and subsidiary employees.
Family and household
- Open to family members of Molex and subsidiary employees.
Membership information collected October 5, 2026.