Credit union · NCUA insured
Mohawk Valley Federal Credit Union Credit Card Rates
Mohawk Valley Federal Credit Union credit cards start at 12.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Mohawk Valley Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Utica, NY, where Mohawk Valley Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Mohawk Valley Federal Credit Union
12.00%APR
Visa Credit Card
Lowest rate
Remington Federal Credit Union
6.99%APR
2nd-lowest rate
First Source Federal Credit Union
8.90%APR
Mohawk Valley Federal Credit Union credit card score
72
Credit card score
Higher than 30% of U.S. banks and credit unions
- Purchase APRPurchase APR12.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Mohawk Valley Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Rate based on creditworthiness. Membership eligibility required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00% | None | Fixed rate. Rate based on creditworthiness. No annual fee. |
Who can join Mohawk Valley Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, retirees, and family members of Moody's Polaris or Inserra's Flooring are eligible to join.
Military, government and schools
- Employees, retirees, and family members of SUNY POLY and SUNY Morrisville are eligible to join.
- Employees, retirees, and family members of the Town of Marcy, Town of New Hartford, or Village of New Hartford are eligible to join.
- Employees and retirees of the State of New York working in Fulton, Hamilton, Herkimer, Madison, Montgomery, Oneida, or Otsego Counties, NY, as well as their immediate family members and organizations of such persons, are eligible to join.
Family and household
- Immediate family members (parent, spouse, child, sibling, grandparent, grandchild, aunt, uncle, cousin, or in-law) of an existing member are eligible to join.
Cost to join
- An initial $5 Share Savings deposit is required to open an account.
Membership information collected October 5, 2026.