Mohave Community Federal Credit Union Savings & Money Market Rates

How Mohave Community Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Lake Havasu City, AZ, where Mohave Community Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Mohave Community Federal Credit Union
0.40%APY
Minimum
$500
Earns on $10,000 a year
$40
Money Market Saver
Top rate
Goldwater Bank
4.00%APY
Minimum
$0
Earns on $10,000 a year
$400
Goldwater Bank rates
2nd-highest rate
Arizona Financial Credit Union
2.75%APY
Minimum
$10,000
Earns on $10,000 a year
$275
Arizona Financial Credit Union rates

Compare savings rates near you →

Savings score

Higher than 43% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.40%
$10,000 balance$10,0000.40%
$100,000 balance$100,0001.01%
QualifiedQualified0.40%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Mohave Community Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market Saver

0.40%APY$500 to open

Minimum opening balance stated as $1,000.00 on account overview page and $500 on rates schedule page. Monthly service charge of $12.00 applies if daily balance is below $1,000.00. Dividends calculated daily, paid quarterly. Rates may change after opening. Account offers dividend-bearing checking to individuals or businesses. Limited check writing/drafts with excess fee.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $1,000Monthly service charge of $12.00 applies if daily balance is below $1,000.00. Dividends calculated daily, paid quarterly. Rates may change after account is opened.	0.40%	—	Monthly service charge of $12.00 applies if daily balance is below $1,000.00. Dividends calculated daily, paid quarterly. Rates may change after account is opened.
$1,000 – $10,000Monthly service charge of $12.00 waived with daily balance of $1,000.00 or more. Dividends calculated daily, paid quarterly. Rates may change after account is opened.	0.40%	—	Monthly service charge of $12.00 waived with daily balance of $1,000.00 or more. Dividends calculated daily, paid quarterly. Rates may change after account is opened.
$10,000 – $25,000Monthly service charge of $12.00 waived with daily balance of $1,000.00 or more. Dividends calculated daily, paid quarterly. Rates may change after account is opened.	0.40%	$40	Monthly service charge of $12.00 waived with daily balance of $1,000.00 or more. Dividends calculated daily, paid quarterly. Rates may change after account is opened.
$25,000 – $50,000Monthly service charge of $12.00 waived with daily balance of $1,000.00 or more. Dividends calculated daily, paid quarterly. Rates may change after account is opened.	0.50%	—	Monthly service charge of $12.00 waived with daily balance of $1,000.00 or more. Dividends calculated daily, paid quarterly. Rates may change after account is opened.
$50,000 – $76,000Monthly service charge of $12.00 waived with daily balance of $1,000.00 or more. Dividends calculated daily, paid quarterly. Rates may change after account is opened.	0.60%	—	Monthly service charge of $12.00 waived with daily balance of $1,000.00 or more. Dividends calculated daily, paid quarterly. Rates may change after account is opened.
$75,000 and upMonthly service charge of $12.00 waived with daily balance of $1,000.00 or more. Dividends calculated daily, paid quarterly. Rates may change after account is opened.	1.01%	—	Monthly service charge of $12.00 waived with daily balance of $1,000.00 or more. Dividends calculated daily, paid quarterly. Rates may change after account is opened.

Sources (2)

All captured Oct 22, 2026

Who can join Mohave Community Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Membership is open to all Mohave County residents.

Family and household

Membership is open to families of Mohave County residents.

Cost to join

There is a $5.00 initial membership entrance fee.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details

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