Bank · FDIC insured
Modern Banking Group CD Rates
Modern Banking Group’s best CD rate is 4.35% APY on a 2-year CD. Terms run from 3 months to 2 years. Rates checked October 16, 2026.
How Modern Banking Group’s CD rates compare
Compared with banks and credit unions in New Jersey, where Modern Banking Group has the most branches. $10,000, best rate first.
This bank’s best
Modern Banking Group
4.35%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $100,000
- Earns on $10,000
- —
Certificate of Deposits Consumer
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposits Consumer
Up to 4.35%APY · 5 terms
Penalty may be applied for early withdrawal. Minimum $100,000 required to open an account. Rates are subject to change. Other terms and conditions may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty may be applied for early withdrawal | 4.10% | — |
| 6 monthsPenalty may be applied for early withdrawal | 4.15% | — |
| 12 monthsPenalty may be applied for early withdrawal | 4.25% | — |
| 18 monthsPenalty may be applied for early withdrawal | 4.30% | — |
| 24 monthsPenalty may be applied for early withdrawal | 4.35% | — |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.