Credit union · NCUA insured
Minnesota Valley Federal Credit Union Credit Card Rates
Top CarrotMinnesota Valley Federal Credit Union credit cards start at 11.24% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Minnesota Valley Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Mankato, MN, where Minnesota Valley Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Minnesota Valley Federal Credit Union
11.24%APR
- Up to
- —
Mastercard Classic
2nd-lowest rate
SouthPoint Financial Credit Union
13.75%APR
- Up to
- 18.00% APR
3rd-lowest rate
ProGrowth Bank
14.99%APR
- Up to
- 24.99% APR
Minnesota Valley Federal Credit Union credit card score
76
Credit card score
Higher than 42% of U.S. banks and credit unions
- Purchase APRPurchase APR11.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Minnesota Valley Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Choice Rewards Mastercard
Variable APR determined by adding 6.75% for purchases, cash advances, and balance transfers to the Prime Rate published in the Money Rates table of The Wall Street Journal on the statement cycle date of each month. Rate will never go higher than 18.00%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.24% | None | Variable rate currently at 14.24% APR (Prime Rate + 6.75%), maximum 18.00% APR. The rate is determined by adding 6.75% for purchases, cash advances, and balance transfers to the Prime Rate. No annual fee, no balance transfer fee, no cash advance fee. |
Sources (1)
- mnvalleyfcu.coop/credit-cards · captured Oct 5, 2026
Mastercard Classic
Variable APR determined by adding 6.75% for purchases, cash advances, and balance transfers to the Prime Rate published in the Money Rates table of The Wall Street Journal on the statement cycle date of each month. Rate will never go higher than 14.90%. 25-day grace period on new purchases if balance is paid in full each month.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.24% | None | Variable rate currently at 11.24% APR (Prime Rate + 6.75%), maximum 14.90% APR. The rate is determined by adding 6.75% for purchases, cash advances, and balance transfers to the Prime Rate. 25-day grace period on new purchases if balance is paid in full each month. No annual fee, no balance transfer fee, no cash advance fee. |
Sources (1)
- mnvalleyfcu.coop/credit-cards · captured Oct 5, 2026
Who can join Minnesota Valley Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or volunteer, and businesses and other legal entities located in Blue Earth, Nicollet, Le Sueur, Waseca, Brown, or Watonwan counties are eligible for membership.
Family and household
- Immediate family members of existing MVFCU members are eligible to join.
Membership information collected October 4, 2026.