Credit union · NCUA insured
Mills42 Federal Credit Union Auto Loan Rates
Mills42 Federal Credit Union auto loan rates start at 4.49% APR. Rates checked October 15, 2026.
How Mills42 Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Boston, MA-NH, where Mills42 Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Mills42 Federal Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
Chelsea Employees Federal Credit Union
3.99%APR
- Terms
- up to 72 months
2nd-lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New/Used Auto Purchase or Refinance
Financing decision based on NADA value of vehicle. Borrow up to 120% of vehicle's value. Rates reflect a 1.00% APR discount for account relationship pricing with enrollment in eStatements; without eStatements rate is 1.00% higher. Rates determined by credit history, loan term, and statement settings. Vehicles registered in New Hampshire must be under 10 years old. Title fees charged when necessary. Member eligibility required.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.49% | Rates reflect a 1.00% APR discount for account relationship pricing with enrollment in eStatements; without eStatements rate is 1.00% higher. Financing up to 120% NADA value. Best-credit rates as low as stated. |
| 37–48 months | 4.49% | Rates reflect a 1.00% APR discount for account relationship pricing with enrollment in eStatements; without eStatements rate is 1.00% higher. Financing up to 120% NADA value. Best-credit rates as low as stated. |
| 49–66 months | 4.49% | Rates reflect a 1.00% APR discount for account relationship pricing with enrollment in eStatements; without eStatements rate is 1.00% higher. Financing up to 120% NADA value. Best-credit rates as low as stated. |
| 67–72 months | 5.24% | Rates reflect a 1.00% APR discount for account relationship pricing with enrollment in eStatements; without eStatements rate is 1.00% higher. Financing up to 120% NADA value. Best-credit rates as low as stated. |
Sources (3)
All captured Oct 5, 2026
Who can join Mills42 Federal Credit Union
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