Credit union · NCUA insured
Metro Credit Union Credit Card Rates
Metro Credit Union credit card rates start at 12.24% APR. Rates checked October 15, 2026.
How Metro Credit Union’s credit card rates compare
Compared with banks and credit unions near Boston, MA-NH, where Metro Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Metro Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Albright Credit Union
7.99%APR
- Up to
- 17.99% APR
2nd-lowest rate
Beverly Municipal Federal Credit Union
7.99%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Metro Rewards Visa Credit Card
Subject to credit approval. No annual fee. Introductory rate for cash advances and credit consolidations for first 12 billing cycles. Minimum finance charge of $0.50.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 7.99% | None | Balance transfer intro rate for 12 months with no balance transfer fee. Introductory rate on balance transfers excludes existing balances from other Metro Credit Union accounts. |
| Ongoing | 14.99%–18.00% | None | Variable APR after balance transfer intro period. Rate determination is based on credit history. |
Sources (1)
- metrocu.org/personal/credit-cards · captured Oct 7, 2026
Metro Saver Visa Credit Card
Subject to credit approval. No annual fee. Introductory rate for cash advances and credit consolidations for first 12 billing cycles. Minimum finance charge of $0.50.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 7.99% | None | Balance transfer intro rate for 12 months with no balance transfer fee. Introductory rate on balance transfers excludes existing balances from other Metro Credit Union accounts. |
| Ongoing | 12.24%–18.00% | None | Variable APR after balance transfer intro period. Rate determination is based on credit history. |
Sources (1)
- metrocu.org/personal/credit-cards · captured Oct 7, 2026
Who can join Metro Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, go to school, or have a place of business in Essex, Middlesex, Norfolk, Suffolk, Worcester, Plymouth, Barnstable, Bristol, Franklin, Hampshire, or Hampden County, Massachusetts.
- Membership is open to individuals who live, work, go to school, or have a place of business in Hillsborough, Rockingham, Cheshire, Merrimack, or Strafford County, New Hampshire.
Employers and groups
- Membership is open to employees of the 1,800 participating workplaces in Massachusetts that offer Metro@work.
Family and household
- Membership is open to family members (including spouses, domestic partners, children, grandchildren, step-children, siblings, step-brothers/sisters, brothers/sisters-in-law, parents, grandparents, step-parents, mother/fathers-in-law, aunts, uncles, nieces, nephews, and cousins) of current Metro members regardless of where they live.
Cost to join
- Joining requires opening a Metro Membership Savings Account with an initial deposit of $5.00.
Membership information collected October 5, 2026.