Credit union · NCUA insured
Members First Credit Union Auto Loan Rates
Members First Credit Union auto loans start at 4.99% APR for a new vehicle and 6.99% for a used one. Rates checked October 22, 2026.
How Members First Credit Union’s auto loan rates compare
Compared with banks and credit unions near Brigham City, UT-ID, where Members First Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Members First Credit Union
4.99%APR
- Terms
- up to 60 months
- Discount
- None included
Auto Loans
Lowest rate
Elevate Credit Union
4.99%APR
- Terms
- up to 66 months
- Discount
- None included
3rd-lowest rate
Northrop Grumman Federal Credit Union
4.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Members First Credit Union auto loan score
77
Auto loan score
Higher than 43% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed6.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Members First Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Low fixed and variable rates. Flexible terms up to 7 years. Low fixed rate APR as low as stated for qualified members; actual rate and payment amount reflect individual circumstances.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.49% | Autos New/Used 2016 - Newer (or 2015 o más nuevos) |
| up to 48 months | 4.69% | Autos New/Used 2016 - Newer (or 2015 o más nuevos) |
| up to 60 months | 4.99% | Autos New/Used 2016 - Newer (or 2015 o más nuevos) |
| up to 72 months | 5.24% | Autos New/Used 2016 - Newer (or 2015 o más nuevos) |
| up to 84 months | 5.74% | Autos New/Used 2016 - Newer (or 2015 o más nuevos); $25,000 minimum loan amount |
| up to 60 months | 6.99% | Autos Used 2007 - 2015 (or 2006 - 2014 in Spanish table) |
Sources (5)
- memfirstcu.com
- memfirstcu.com/Loans
- memfirstcu.com/Loans-Espanol
- memfirstcu.com/Rates
- memfirstcu.com/Rates-Espanol
All captured Oct 22, 2026
Who can join Members First Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.