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Credit union · NCUA insured

Members First Credit Union Auto Loan Rates

Members First Credit Union auto loans start at 4.99% APR for a new vehicle and 6.99% for a used one. Rates checked October 22, 2026.

How Members First Credit Union’s auto loan rates compare

Compared with banks and credit unions near Brigham City, UT-ID, where Members First Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Members First Credit Union

    4.99%APR

    Terms
    up to 60 months
    Discount
    None included

    Auto Loans

  • Top Carrot, Carrot Score 88

    Lowest rate

    Elevate Credit Union

    4.99%APR

    Terms
    up to 66 months
    Discount
    None included

    Elevate Credit Union rates

  • 3rd-lowest rate

    Northrop Grumman Federal Credit Union

    4.99%APR

    Terms
    up to 60 months
    Discount
    Included in the rate

    Northrop Grumman Federal Credit Union rates

Compare auto loan rates near you →

Members First Credit Union auto loan score

77

Auto loan score

Higher than 43% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.99%
  • Used vehicleUsed6.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Members First Credit Union ranks

By auto loan score, in each area where it has branches

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Members First Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

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