Credit union · NCUA insured
Members Choice Credit Union Credit Card Rates
Members Choice Credit Union doesn’t publish an ongoing APR for its credit cards, only a 12-month introductory rate. Rates checked October 22, 2026.
How Members Choice Credit Union’s credit card rates compare
Compared with banks and credit unions near Huntington, WV-KY-OH, where Members Choice Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Members Choice Credit Union
– –
No ongoing APR published
Lowest rate
Pioneer Appalachia FCU
8.70%APR
2nd-lowest rate
Huntington C&O Railway EFCU
9.25%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
American Freedom Credit Card
Membership is required. Card type, rates, and terms are determined based on creditworthiness and subject to approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 10.00% | None | Introductory 10.00% APR for the first 12 months on purchases. After the promotional period, the rate will be variable. |
No ongoing APR is published for this card, only the rate above.
Who can join Members Choice Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or goes to school in 33 specified Eastern Kentucky counties is eligible for membership.
Employers and groups
- Any employee or retiree of a Very Important Partner is eligible for membership.
Family and household
- Any immediate family member of an existing Members Choice member is eligible for membership.
Membership information collected October 4, 2026.