Credit union · NCUA insured
Member Preferred Federal Credit Union Auto Loan Rates
Member Preferred Federal Credit Union auto loans start at 5.75% APR for a new vehicle and 5.75% for a used one. Rates checked October 16, 2026.
How Member Preferred Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Dallas, TX, where Member Preferred Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Member Preferred Federal Credit Union
5.75%APR
- Terms
- up to 60 months
- Up to
- 15.50% APR
New & Used Vehicle Loans
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
- Up to
- —
2nd-lowest rate
Southwest Airlines Federal Credit Union
3.94%APR
- Terms
- —
- Up to
- —
Member Preferred Federal Credit Union auto loan score
68
Auto loan score
Higher than 23% of U.S. banks and credit unions
- New vehicleNew5.75%
- Used vehicleUsed5.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Member Preferred Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Vehicle Loans
Rates are quoted as Annual Percentage Rate (APR), and are subject to change without notice. These rates apply to future loans. Terms on existing loans remain unchanged.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.99%–13.99% | Credit tiers A through E |
| up to 36 months | 5.25%–14.25% | Credit tiers A through E |
| up to 48 months | 5.50%–14.50% | Credit tiers A through E |
| up to 60 months | 5.75%–15.50% | Credit tiers A through E |
| up to 72 months | 6.00%–16.75% | Credit tiers A through E |
| up to 84 months | 6.50%–8.50% | Credit tiers A through B (tiers C, D, E not available) |
Sources (1)
- memberpreferredfcu.com/rates · captured Oct 6, 2026
Who can join Member Preferred Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.