Credit union · NCUA insured
MECU Credit Union Auto Loan Rates
MECU Credit Union auto loans start at 4.74% APR for a new vehicle. Rates checked October 22, 2026.
How MECU Credit Union’s auto loan rates compare
Compared with banks and credit unions near Baltimore, MD, where MECU Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
MECU Credit Union
4.74%APR
- Terms
- —
- Discount
- None included
New Auto Loans
Lowest rate
LM Federal Credit Union
4.24%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
2nd-lowest rate
POCU of Maryland
4.29%APR
- Terms
- up to 72 months
- Discount
- None included
MECU Credit Union auto loan score
81
Auto loan score
Higher than 55% of U.S. banks and credit unions
- New vehicleNew4.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where MECU Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| — | 4.74% | Advertised as 'as low as' rate. |
Sources (3)
- mecu.com
- mecu.com/loans-credit/loans/auto-loans
- mecu.com/loans-credit/loans/au…oans/new-used-auto-loans
All captured Oct 4, 2026
Who can join MECU Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.