Credit union · NCUA insured
McAlester AAP Federal Credit Union
A $12.5M credit union headquartered in McAlester, OK, with 1,337 members and 1 branch in Oklahoma. Best rates: savings 0.60% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- Savings810.60%at $1,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About McAlester AAP Federal Credit Union
Established in 1947, McAlester AAP Federal Credit Union is headquartered in McAlester, Oklahoma.
- Headquarters
- 1 C Tree Rd Bldg 3, McAlester, OK 74501-9002
- NCUA charter
- 5531
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Army base and Ammunition Plant employees and retirees are eligible to join.
Family and household
- Families of Army base and Ammunition Plant employees and retirees are eligible to join.
Branches
1 branch in Oklahoma
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Oklahoma
1 branch
- McAlester AAP Federal Credit UnionMain office1 C Tree Rd Bldg 3, McAlester, OK 74501Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 38.37% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 4.84% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.62% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $73 | $59 | — |
- CapitalNet worth ratio38.37%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late4.84%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.62%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$73Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of McAlester AAP Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.